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DR10 Convictions & Insurance
Do you have a DR10 conviction that is endorsed on your driving licence as a result of being convicted of drink driving?
What is a DR10 endorsement?
A DR10 endorsement is a code that the DVLA add to a persons driving record when they are convicted of drink driving under section 5(1)(a) of the Road Traffic Act 1988.
How long will a DR10 endorsement remain on my driving record?
A DR10 endorsement will remain on a persons driving record for a period of 11 years beginning from the date on which they were convicted.
How long do I need to declare a DR10 endorsement to insurance companies?
A DR10 endorsement will need to be declared to insurance companies for a period of 5 years beginning from the date a person was convicted of the drink driving offence that resulted in the DR10 endorsement.
After a period of five years, the DR10 endorsement will be classed as ‘spent‘ under the Rehabilitation of Offenders Act 1974.
Spent convictions do not need to be declared to insurance companies when obtaining quotes and purchasing motor insurance.
It is an unlawful breach of statutory duty for firms to rely on endorsements relating to spent convictions in order to disadvantage a driver.
How do I find out the date I received a DR10 endorsement?
You can view your driving record online. You will need your driving licence number, national insurance number and your postcode.
Your online driving record will tell you:
- the name of the court at which you were sentenced
- the date you were convicted of drink driving
- the date you were sentenced for the offence
- the exact length of the driving disqualification you received
- the start and end dates of your disqualification
- the date the DR10 endorsement will be removed from your driving record
Your driving record holds details of any and all offences, penalty points, convictions and disqualifications that sill remain on your licence.
Endorsement codes and penalty points – GOV.UK
Disclosure of spent convictions – The Financial Ombudsman Service
Motoring convictions & the Rehabilitation of Offenders Act – unlock.org.uk