When obtaining insurance quotes for a vehicle such as a car, van or motorbike most insurance companies will ask you about any convictions you may have.

You need to answer questions from insurers about any convictions you have honestly and accurately.

All relevant ‘unpsent‘ convictions must be declared to insurance companies when asked to do so.

Convictions that are classed as ‘spent‘ under the Rehabilitation of Offenders Act 1974 do not have to be declared to insurance companies when obtaining quotes for insurance.

If you are unsure if your conviction is classed as ‘spent‘ or not, you can use this disclosure calculator.

Convicted drivers may find it difficult to obtain affordable insurance cover with a criminal conviction.

Some insurance companies may refuse to insure convicted drivers altogether, while others may impose special terms.

Most insurers, however, will increase the price of motor insurance for drivers with convictions as they are classed as a higher risk to insure.

Prices for convicted driver insurance can vary greatly from insurer to insurer. It pays to shop around for convicted driver insurance and obtaining insurance quotes from multiple sources is definitely a wise move.