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Affordable insurance for convicted drivers

Drink Driving Insurance Quotes

Drink Driver Insurance

Compare insurance quotes from specialist convicted driver insurance providers


Let insurance companies compete to offer you their best deal on your motor insurance!

Compare cover for your car, van or motorcycle today and see how much your could save

* Insurance quote line open Mon to Fri: 9am - 9pm. Fri: 9am - 7pm. Sat: 9am - 4pm. Sun: 10am - 3pm. Free to call from both mobiles and landlines.

Insurance for drink drivers is inevitably more costly than insurance for drivers without a drink driving conviction. Some insurance companies wont even insure convicted drink drivers.

Compare quotes from insurance companies that specialise in offering affordable cover to drivers with drink driving convictions

Helping you find cheap car insurance after a drink driving ban

  • All drink driving related convictions covered (DR10, DR20, DR30, DR40, DR50, DR60 & DR70)
  • All levels of cover including third party, third party fire & theft and fully comprehensive
  • Affordable insurance policies for drink drivers with flexible payment options
  • Multiple quotes from several leading drink driving insurance companies
  • Insurers compete to offer you the cheapest quote they can

When asked how long have you held your driving licence by insurers you should enter the date you passed your test to gain the licence you hold rather than the date you got your driving licence back after your disqualification.

Why compare insurance quotes with us?

Drinkdriving.org has partnered with several specialist insurance providers and brokers who all specialise in providing affordable insurance cover to drivers who have previously been banned from driving for committing offences such as drink driving.

Unlike other insurance comparison sites who provide quotes from companies who prefer to insure drivers with clean driving records and increase their premiums for drivers with convictions considerably, all insurance companies who provide you with a quote specialise in insuring drivers with convictions.

Companies that specialise in insuring convicted drivers are able to spread the cost of the higher risk across all drivers they insure with convictions allowing them to offer more affordable insurance policies to drivers with criminal and motoring convictions.

You will receive quotations from select convicted driver insurers that can best meet your requirements.

Simply click the get quote button above, fill out a short insurance quote form and you will receive quotes from multiple insurers who all specialise in insuring drivers with criminal convictions such as drink driving.

Compare Drink Driving Insurance Quotes Today

Drivers who have been convicted of drink driving will encounter significantly higher insurance premiums compared to what they were previously paying.

Some insurance companies will simply not even consider insuring drivers with drink driving convictions! The bad news is this is unavoidable.

It pays to shop around for car insurance, especially when you are a drink driver convicted of a motoring offence such as drink driving.

The difference between prices from one insurance company to another can be vast, literally hundreds of pounds!

The insurance comparison service we use allows convicted drivers to obtain insurance quotes from multiple insurance companies who specialise in providing non-standard, high risk insurance policies for convicted drink drivers.

Research has shown that many drink drivers learn from past mistakes and the chances of re-offending are often slim. Only around 12% of offenders are convicted of a second offence within 10 years.

How long do I have to declare a drink driving conviction to insurers?

You have to declare a drink driving conviction to insurers for a period of five years beginning from the date you were convicted. After five years your drink driving conviction will be classed as 'spent' under the Rehabilitation of Offenders Act 1974.

Spent convictions do not need to be declared to insurance companies and any insurance company who relies on endorsements relating to spent convictions in order to disadvantage a driver and increase premiums is committing an unlawful breach of their statutory duty.

All driving licence endorsements have a five year rehabilitation period before they are classed as spent under the Rehabilitation of Offenders Act.

Drink Driving Conviction Codes

Drink driving is not the only motoring offence that can increase the cost of insurance premiums. Convicted drivers who have any of the following endorsements on their driving licence could also face increased costs for car insurance:

(the following licence endorsements remain on driving licence 11 years from date of conviction)
DR10Driving or attempting to drive with alcohol level above limit3 - 11 points
DR20Driving or attempting to drive while unfit through drink3 - 11 points
DR30Driving or attempting to drive then failing to supply a specimen for analysis3 - 11 points
DR31Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity3 - 11 points
DR61Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive10 points
(the following licence endorsements remain on driving licence 4 years from date of offence)
DR40In charge of a vehicle while alcohol level above limit10 points
DR50In charge of a vehicle while unfit through drink10 points
DR60Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive10 points
DR70Failing to co-operate with a preliminary roadside test4 points

Tips to reduce cost of car insurance After Drink Driving Conviction

Many insurance companies recognise and take into account the completion of The Drink Driving Rehabilitation Course.

Completing the drink driving course could see a reduction in insurance premiums and will decrease the length of your driving ban by up to twenty five percent.

As well as attending the drink driving rehabilitation course here are a few more tips to help you decrease your car insurance premiums:

  • Accept a higher voluntary excess. Virtually all car insurance companies will require you pay a minimum voluntary excess, this is the amount you pay towards the cost of any claim made on your insurance policy. The higher this is, the less your insurance premium will be.
  • Limit the policy to cover to only specific named drivers as opposed to allowing anyone to drive the insured car with your permission.
  • Try to lower your annual mileage. The less you drive, the less likely you are to be involved in an accident.
  • Increase vehicle security. Motor vehicles available in the UK market are assessed by the insurance industry's research centre Thatcham to establish the level of standard fit security. Owners of vehicles that are fitted with security systems that meet the Thatcham criteria may well benefit from reduced premiums. Older cars may also benefit if subsequently fitted with a security system that meets the criteria.
  • Keep your car in a secure location such as a garage or driveway when not in use.

Adding a responsible driver to the policy who has a good clean driving record with no convictions or claims could also help to keep premiums low, especially if the driver in question will drive the car quite a lot in which case it may work out even cheaper if they were on the policy as the main driver.

Another factor to consider is the insurance group rating of your car. All cars are listed under a particular insurance group. The greater the cost of a car to repair and the greater the engine size & speed of a car usually means it will fall into a higher insurance group rating. The higher the insurance group rating, the higher the insurance premium will be. The reverse is also true.

Consider getting a car with a low insurance group rating when you first take to the roads after a driving ban, this will help reduce your premium until your driving record improves again (this will usually be five years after any driving conviction/offence).

Useful links:

FCA - Financial Conduct Authority - The Financial Conduct Authority regulates the financial services industry in the UK, including motor insurance companies.

Motor Insurers' Bureau - The MIB provides compensation to people who are unable to pursue a valid claim against another driver following a road traffic accident because the other party is either a) not insured b) not known/traceable or c) was insured by an insurance company who is now in liquidation.

Financial Ombudsman - The financial ombudsman were set up by Parliament in order to help settle any complaints or disputes between consumers and businesses that provide financial services (insurance companies) free of charge.

View your driving licence online - View your driving licence information online. Includes details of all disqualifications, penalty points & driving licence endorsements.

Drinkdriving.org is a trading name of DFT Media Limited, a company registered in England & Wales (company #07976649). All insurance companies & brokers are regulated & authorised by the financial conduct authority.

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