Van insurance with convictions & penalty points
- All motoring convictions covered
- All levels of cover: third party, third party fire & theft and fully comprehensive
- Affordable van insurance policies for convicted drivers
- Panel of UK FCA regulated van insurance providers
- Flexible payment options to insure your van
When asked how long have you held your driving licence by insurers you should enter the date you passed your test to gain the licence you hold rather than the date you got your driving licence back after any disqualification (if applicable).
View your driving licence online to obtain dates & details of disqualifications, endorsements & penalty points.
Van insurance
Regardless of whether you drive your van for business, commuting, social, domestic or pleasure it is a legal requirement to have your van insured to be able to legally drive on public roads.
Van insurance isnt just a legal requirment, it provides you with peace of mind knowing that your van will be covered in the event that you have an accident.
Van insurance cover options
There are many options available when taking out insurance cover for your van. Firstly you will need to decide what level of cover you require for your van.
Covers your liability for damage to property or vehicles, as well as injuries to third parties.
Covers everything included in TPO, plus coverage in the event your bike is damaged by fire or stolen.
Covers everything included in TPFT plus damage to your own bike and your own injuries if your at fault.
- Third party insurance: Third party only insurance cover normally covers the cost of repairs for third party vehicles & any injuries suffered to others.
- Third party, fire and theft insurance: This level of cover provides everything a standard third party policy covers with the addition of cover in the event that your van is damaged by fire or is stolen.
- Fully comprehensive insurance: This will cover everything a third party fire and theft policy covers in addition to also covering your van.
Once you have decided on what level of cover you require you will need to decide if you want your insurance policy to include any additional optional extras that may not be included in the policy as standard.
Some insurance companies may include key cover for all new customers for example while others may not & comprehensive insurance cover may include a courtesy van as standard from one company while another may only provide this as an optional extra.
Optional extras for van insurance
There are many optional extras that can be added to van insurance if not already included, such as:
- Contents insurance
- Cover for tools & equipment
- Driving in foreign countries
- Legal expense cover
- Personal injury cover
- Key cover
- Breakdown cover
- Protected no claims discount
- Courtesy van
- Driving any van
Always check the small print when obtaining insurance quotes and purchasing an insurance policy to ensure you know exactly what is covered by the policy and what is not covered.
Many insurance policies will have exclusions such as not providing cover if you do not hold a valid driving licence or you have an accident while over the legal limit for drink or drugs.
Compare van insurance with convictions
Van drivers who have motoring convictions, driving licence endorsements, penalty points or previous driving bans will find that their insurance premium will increase once they declare any convictions, endorsements or disqualifications to insurers.
How much your van insurance costs will be partly determined by the level of cover you need, the make and type of van to be insured and your unique circumstances such as your age, occupation and how long you have held a driving licence.
Motoring and criminal convictions can increase the price you pay for insurance and it will depend on the type of conviction you have and your driving history in regards to how much this will affect the price you pay.
Some convictions are seen as a higher risk than others by insurance companies. An SP30 speeding conviction resulting in a fixed penalty notice for doing 38mph in a 30mph built up area may not affect insurance prices like a DR10 drink driving conviction could.
Comparing quotes and shopping around can help you find a great deal on van insurance for convicted drivers.
Regardless of your driving history, comparing quotes can help you find a cheap deal on your van insurance!
Competitively priced van insurance
We believe van drivers who have an imperfect driving history shouldn’t be punished more than necessary by having to pay exorbitant fees just to get back on the road or keep their vans on the road.
We work with insurance providers who provide quotes from insurers including specialist brokers who will do all the hard work on your behalf and help secure you an affordable and competitive premium on insurance for your van. Take 5 minutes of your time & get a quote today!